Aqua Therapy Medical Insurance Guidelines

Aqua therapy, also called water therapy, aquatic therapy and aqua therapy, is the rehabilitation choice for people in danger of falling in a land-based exercise program, cannot exercise without pain, are very weakened by their condition, have a lot of bone loss (osteoporosis), or have difficulty with moving their joints to their full range without support. It is sometimes tricky to have aqua therapy reimbursed by your medical insurance, but a few guidelines will help.

Check with your Provider

Even before you get a prescription for aqua therapy, check with your insurance representative to make sure aqua therapy is covered. It is helpful to do this before consulting with your physician about prescribing it. You will need to find out exactly how many visits and for what situations aqua therapy is covered.

Consult with your Physician and Staff

Most likely, there is someone in your physician's office who is very knowledgeable about your particular insurance and any potential difficulties in getting reimbursement. Talk to the billing person as well as the physician about the appropriate wording for an aqua therapy prescription.

Choose a Physical Therapist

Types of aqua therapy that most insurance companies do not reimburse are water exercise classes, pool memberships for supervised swimming and group practice sessions. Aqua therapy is simply physical therapy done in the water. In most cases, you must work with a licensed physical therapist in order to get reimbursement. If, for some reason, the aqua therapy is more expensive than land-based physical therapy, make sure your physician states clearly why this form of therapy is essential for your particular case.

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